Our Team
Dilşen TÜLAY ÖZSOY, LL.M.
Founding Partner · Fintech and Banking Law
Dilşen Özsoy (LL.M.) has more than 10 years of experience in fintech, banking and finance, cross-border commercial contracts and regulatory compliance. She has served as in-house counsel at banking and fintech companies in Türkiye as well as at a Poland-based technology group, and has taken part in commercial contract and mergers and acquisitions (M&A) processes across more than 50 markets, including EMEA and LATAM.
View Dilşen T. Özsoy Legal Blog (in Turkish) →Education and Academic Background
- University of Wrocław (Poland)LL.M. in International Law and European Law, Magna Cum Laude (2025) — Thesis: "Assessment of Fintech Ecosystem and AML in European Union"
- Başkent UniversityMaster's Programme in Private Law, with thesis (2019)
- Bilkent University Faculty of LawLL.B., High Achievement Scholarship (2015)
Professional Experience
- PayU Global (Poznań, Poland) | Commercial Counsel, 2024 – 2026 At PayU Global, which operates in more than 50 markets including EMEA and LATAM, took part in commercial contract negotiations with companies such as Meta, Google, Amazon, Booking and AliExpress. Participated in multi-jurisdictional due diligence and closing work during the acquisition of PayU Global Payments Organization by Rapyd, and worked on cross-border investment and regulatory projects within the Prosus Group.
- iyzico / PayU Turkey (Istanbul) | Senior Legal Counsel, 2021 – 2023 Led regulatory compliance for open banking, Soft POS and next-generation financial products; coordinated relations with payment companies such as Visa, Mastercard, Adyen and Klarna, as well as representation before the Payment and Electronic Money Institutions Association of Türkiye (TÖDEB). Provided legal advice on the company's corporate governance, KVKK/data privacy and M&A processes.
- Akbank T.A.Ş. Head Office (Istanbul) | Senior Legal Counsel, 2017 – 2021 Handled legal work relating to structured finance, syndicated and interbank borrowing transactions, project finance agreements, security packages and capital markets issuances. Advised on the development of digital banking products, on consumer and commercial banking regulatory compliance, and on e-commerce regulations.
- Enerjisa Enerji & Arıkan & Arıkan Law Firm (Ankara) | Legal Intern, 2015 – 2016 Worked on energy market regulations and compliance inventories, as well as on the legal processes and contract management of the U.S. Embassy and Consulates in Türkiye.
Practice Areas
Financial Technologies (Fintech), Payments and Securities Settlement Systems
Regulatory compliance and licensing processes for payment institutions, electronic money institutions and fintech companies.
Cross-Border Commercial Contracts and International Negotiations
Drafting of multi-jurisdictional commercial contracts and negotiation processes with international counterparties.
Banking Law, Project and Structured Finance
Advisory on syndication, interbank borrowing, project finance and security structures.
Capital Markets, Corporate Law and Mergers & Acquisitions (M&A)
Due diligence processes in company acquisitions and capital markets transactions.
Financial Regulation, Financial Crime (AML/CFT) and KVKK / Data Privacy
Compliance with anti-money laundering legislation and advisory processes under KVKK and data privacy.
Bar Registration, Languages and Certificates
- Bar RegistrationAnkara Bar Association (License No: 28687)
- LanguagesTurkish (native), English (C2)
- Selected CertificatesHarvard Law School (Law of Contracts), Visa Academy (Payology), Mastercard Academy (Payments 101), Prosus Group Academy (Drafting Commercial Contracts), ING Poland (Financial Crime Basics)
Recent Articles (in Turkish)